DSCR Refinance and Cash-Out Loans for Investors -
Get Cash Fast or Rate and Term Refinance Fast!

DSCR Cash Out Start Rate:

6.625% Rate / 7.114% APR*

Refinance and Pull Equity Based on Rental Income, not Personal Income!
Lock In Today with NonQM123, a direct lender!

"Debt Service Coverage Ratio (DSCR) Loan: 
Supercharging Your Real Estate Portfolio,
Apply Now and Accelerate Your Growth!"

💰
 No Income Verification
Same Day Approvals – Close in 10 to 14 Days
Streamlined Process – No Hassle
🚀No Middleman – Not a Broker!

Fast Refinance - Rate and Term or Cash Out
"No Ratio" Option w/ 30%+ in Equity
Only Rental Income to Qualify, Easy Process!
No Seasoning for Cash Out - 1 Day on Title
No Pre-Payment Options Available
Unlimited Properties, OK
Cash Out Up to 80% LTV, OK
Fund Into Corporation or LLC, OK
In-House Underwriting and Processing
1-10 Units, OK
No Limits on Max Cash Out up to 60% LTV
Airbnb's and VRBO's Rental Income, OK
640+ Credit Score
$150K - $5.5M loan amounts

Call NonQM123’s DSCR Hotline ASAP!

“No Obligation DSCR Loan Quote!!!”

Click to call
– or –
eNTER oFFICE, hOME, OR cELL nUMBER AND WE DIAL YOU, 

SIMPLE AS ENTER AND CLICK: 

We’ll call you from this phone number (949) 8**-3630.
Your privacy is important to us; your information will remain confidential

Ready to Start Investing with NonQM123 - Apply Now!







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    Unlimited Financed Properties

    Real estate investors find it so simple to Buy or Refinance with NonQM123.

    We make it Simple. We do the Loans Banks Don't.

    Fast Closings

    Yes, we close fast!

    No Reserves Required for Purchase Loans
    < $1,500,000 Loan amounts with < 70% LTV.

    We like to Say,
    "We Make it Simple!"

    Never Show Your Tax Return

    NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 30% equity in the home, then we don't care about rental income covering the debt.

    The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.

    *Pricing Quote: 30 Year Fixed: $1,000,000 Appraisal Value, 70% Loan To Value, Investment Property (SFR), Business
    Purpose Only, FICO score of 760+, DSCR Ratio: 1.25 Minimum, 5 Year PPP* (Pre-payment penalty), RESERVES REQUIRED,     Cost:  Discount Cost for Rate – 2.00% of loan amount, Origination Fee: 1.50% of Loan amount, Title & Escrow Fees are Included in APR. Rates are subject to Change without Notice.  Pricing Quote of 04/21/2025 @ 9:09 AM 

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